FREDERICKSBURG, VA – Fredericksburg is among the best places to retire in Virginia, according to personal finance resource SmartAsset.

This was the seventh annual survey of the best places to retire in the United States for SmartAsset. Determining the best places for retirees depends on three main factors: taxation, medical care, and opportunities for social and recreational activities.

With respect to taxes, the study looked at state and local income and sales tax rates, calculating the effective rates based on a retiree with an annual income of $ 35,000 from retirement savings, social security and a part-time job.

The study also looked at the number of doctors’ offices, recreation centers and retirement centers per 1,000 residents as well as the percentage of seniors in the total population.

After the locations were ranked according to the three key factors, SmartAsset calculated an average ranking and assigned the same weight to each factor. The places with the highest average ranking were named the best places to retire.

Fredericksburg placed sixth with an index of 35.43. The tax burden was 14.8%. Recreation centers per 1,000 total 2.2, retirement centers per 1,000 total 0.2, and the percentage of seniors is 10.8%.

The study found that Virginia as a whole has a 14.9% tax burden, 1 doctor’s office per 1,000 people, 0.4 recreation centers per 1,000 people, 0 nursing homes per 1,000 people and the elderly represent 19% of the population.

Fairfax ranked first with more physician offices per 1,000 than others in the top 10 (16.3 physician offices per 1,000). Falls Church ranked fifth after Vienna.

Here are the 10 best places to retire in Virginia, according to SmartAsset:

1. Fairfax, Virginia
2. Williamsburg, Virginia
3. Abingdon, Virginia
4. Vienna, Virginia
5. Falls Church, Virginia
6. Fredericksburg, Virginia
7. Charlottesville, Virginia
8. Winchester, Virginia
9. Martinsville, Virginia
10. Bedford, Virginia

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See the full SmartAsset study here.